LENDING SOLUTIONS FOR REAL ESTATE INVESTORS
Fidelis Business Funding Solutions offers short-term and long-term financing options for real estate investors. Whether you are looking to fix & flip properties or hold properties for rental income, we have flexible options that are suited to your needs.
You found the right property,
We’ll get you the right funding.
- Fix & Flip Loans
- Refinance / Cash Out
- Rental Loans
- New Construction Loans
Fix & Flip Loans
Short-term hard money financing at a fixed rate for first time and seasoned investors on non owner-occupied single, 2-4 multi-family, town homes, & condos.
- Loan Amounts from $75k to $5MM
- Up to 90% of the Purchase
- Ideal minimum Credit Score of 640 (options available for lower scores)
- 6 or 12 Months with 6 month extension
- Interest Only
Refinance / Cash-Out
Refinance your existing investment property mortgage to a more desirable interest rate and access the equity in your investment property.
Cash-Out Refinance Hard Money Loans based on the DSCR (Debt Service Coverage Ratio) =Income minus expenses (taxes & insurance). Most lenders apply a maximum LTV (loan to value) ratio of up to 75% on investment property.
Rental Loans
Long-term hard money financing at a fixed rate for rental, STR, and AirBnB non owner-occupied single, 2-4 multi-family, town homes, & condos.
- Loan Amounts from $75k to $5MM
- Up to 80% of the Purchase
- Ideal minimum Credit Score of 640 (options available for lower scores)
- 30 year fixed rate
- No Income Requirement / Based on DSCR
New Construction Loans
Must have experience in completing a new construction project from start to finish, using a General Contractor with experience in new construction, or using an experienced home builder.
- Loan Amounts from $100k to $10MM
- Up to 80% LTC
- Minimum Credit Score 660
- Up to 18 months
- Interest Only
